@font-face {
  font-family: 'Montserrat';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(fonts/montserrat-500-latext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Montserrat';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(fonts/montserrat-500-lat.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Montserrat';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(fonts/montserrat-600-latext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Montserrat';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(fonts/montserrat-600-lat.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Montserrat';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(fonts/montserrat-700-latext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Montserrat';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(fonts/montserrat-700-lat.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Montserrat';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(fonts/montserrat-800-latext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Montserrat';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(fonts/montserrat-800-lat.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Nunito';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(fonts/nunito-400-latext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Nunito';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(fonts/nunito-400-lat.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Nunito';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(fonts/nunito-600-latext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Nunito';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(fonts/nunito-600-lat.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Nunito';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(fonts/nunito-700-latext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Nunito';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(fonts/nunito-700-lat.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}


:root{
  --navy:#1F3864; --navy-deep:#15264A; --navy-line:rgba(31,56,100,.14);
  --gold:#C9A84C; --gold-text:#F0D98A; --gold-light:#F5EDD4; --gold-soft:#FAF5E5;
  --cream:#FAFAF7; --white:#FFF; --text:#2E2E2E; --text-soft:#555;
  --radius:14px; --radius-sm:8px;
  --wrap:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--text);
  font-family:'Nunito',system-ui,sans-serif;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,.mont{font-family:'Montserrat',system-ui,sans-serif;letter-spacing:-.015em}
h1,h2,h3{color:var(--navy);margin:0 0 .6em}
h2{font-size:clamp(1.65rem,3.1vw,2.35rem);font-weight:800;line-height:1.15}
h3{font-size:1.2rem;font-weight:700;line-height:1.3}
p{margin:0 0 1.1em;max-width:68ch}
a{color:var(--navy)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 28px}
.narrow{max-width:820px}
section{padding:88px 0}
.on-navy{background:var(--navy);color:rgba(255,255,255,.9)}
.on-navy h2,.on-navy h3{color:#fff}
.on-white{background:var(--white)}

/* ---------- Marque ---------- */
.lockup{display:flex;flex-direction:column;gap:4px;text-decoration:none;line-height:1}
.lockup-name{font-family:'Montserrat',sans-serif;font-weight:500;font-size:1.6rem;
  letter-spacing:.14em;color:var(--gold)}
.lockup-rule{height:1px;background:rgba(201,168,76,.55);margin:2px 0 3px}
.lockup-sub{font-family:'Montserrat',sans-serif;font-weight:600;font-size:.52rem;
  letter-spacing:.28em;color:rgba(240,217,138,.85)}
.lockup.dark .lockup-name{color:var(--navy)}
.lockup.dark .lockup-rule{background:rgba(31,56,100,.4)}
.lockup.dark .lockup-sub{color:rgba(31,56,100,.7)}

/* ---------- Navigation ---------- */
.nav{position:sticky;top:0;z-index:50;background:var(--navy);
  border-bottom:1px solid rgba(201,168,76,.22)}
.nav-in{max-width:var(--wrap);margin:0 auto;padding:14px 28px;
  display:flex;align-items:center;gap:28px;flex-wrap:nowrap}
.nav-links{display:flex;gap:22px;margin-left:auto;list-style:none;padding:0;margin-block:0;
  flex-wrap:nowrap}
.nav-links li{white-space:nowrap}
.nav-links a{font-family:'Montserrat',sans-serif;font-size:.82rem;font-weight:600;
  color:rgba(255,255,255,.86);text-decoration:none;padding:6px 0;border-bottom:2px solid transparent;
  white-space:nowrap}
.nav-links a:hover,.nav-links a:focus-visible{color:var(--gold-text);border-bottom-color:var(--gold)}
.nav-cta{font-family:'Montserrat',sans-serif;font-size:.82rem;font-weight:700;
  background:var(--gold);color:var(--navy);padding:9px 18px;border-radius:var(--radius-sm);
  text-decoration:none;white-space:nowrap}
.nav-cta:hover{background:#fff}
.burger{display:none;margin-left:auto;background:none;border:1.5px solid rgba(201,168,76,.5);
  color:var(--gold-text);border-radius:6px;padding:7px 11px;font-size:1rem;cursor:pointer}

/* ---------- Boutons ---------- */
.btn{display:inline-block;font-family:'Montserrat',sans-serif;font-weight:700;font-size:.92rem;
  padding:15px 28px;border-radius:var(--radius-sm);text-decoration:none;border:2px solid transparent;
  transition:background .18s,color .18s,border-color .18s}
.btn-gold{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.btn-gold:hover{background:#fff;border-color:#fff}
.btn-ghost{border-color:rgba(255,255,255,.45);color:#fff}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold-text)}
.btn-navy{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-navy:hover{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.btn-note{display:block;margin-top:10px;font-size:.83rem;color:rgba(255,255,255,.62)}
.btn-note.on-light{color:var(--text-soft)}

/* ---------- Héros ---------- */
.hero{position:relative;overflow:hidden;
  background:radial-gradient(120% 130% at 78% 42%,#2A4A80 0%,var(--navy) 45%,var(--navy-deep) 100%)}
.hero-in{max-width:var(--wrap);margin:0 auto;padding:76px 28px 0;
  display:grid;grid-template-columns:1.08fr .92fr;gap:40px;align-items:end}
.hero-text{padding-bottom:74px}
.hero h1{color:#fff;font-size:clamp(1.9rem,3.85vw,3.02rem);font-weight:800;
  line-height:1.09;letter-spacing:-.025em;margin:0 0 21px}
.hero h1 .soft{display:block;color:var(--gold-text);font-weight:700}
.hero-lede{font-size:1.08rem;color:rgba(255,255,255,.86);max-width:34ch;margin-bottom:26px}
.hero-baseline{border-left:3px solid var(--gold);padding-left:18px;margin:0 0 30px;
  font-family:'Montserrat',sans-serif;font-weight:600;font-size:.97rem;
  color:var(--gold-text);line-height:1.5;max-width:34ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.hero-note{margin:13px 0 0;font-size:.86rem;color:rgba(255,255,255,.62);white-space:nowrap}
.hero-visual{position:relative;display:flex;justify-content:center;align-items:flex-end;
  align-self:end;min-height:430px}
.hero-arc{position:absolute;bottom:0;right:-4%;width:104%;max-width:520px;z-index:0}
.hero-arc circle{fill:none;stroke:rgba(201,168,76,.55);stroke-width:2.5}
.hero-portrait{position:relative;z-index:1;width:100%;max-width:400px;
  display:block;filter:drop-shadow(0 22px 42px rgba(0,0,0,.32))}

/* Bandeau de preuve */
.proof{background:rgba(0,0,0,.22);border-top:1px solid rgba(201,168,76,.28)}
.proof-in{max-width:var(--wrap);margin:0 auto;padding:22px 28px;
  display:flex;flex-wrap:wrap;gap:14px 46px;align-items:center;justify-content:center}
.proof-item{display:flex;align-items:baseline;gap:9px;font-size:.93rem;color:rgba(255,255,255,.82)}
.proof-num{font-family:'Montserrat',sans-serif;font-weight:800;font-size:1.28rem;color:var(--gold-text)}
.proof-num .cnt{font-variant-numeric:tabular-nums}

/* ---------- Blocs ---------- */
.lead{font-size:1.16rem;color:var(--text-soft)}
.pull{border-left:3px solid var(--gold);padding-left:22px;margin:34px 0;
  font-family:'Montserrat',sans-serif;font-weight:600;font-size:1.1rem;color:var(--navy);
  line-height:1.5;max-width:56ch}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:46px}
.card{background:var(--white);border:1px solid var(--navy-line);border-radius:var(--radius);
  padding:34px 28px;display:flex;flex-direction:column;align-items:center;text-align:center;
  transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.card:hover{transform:translateY(-4px);border-color:rgba(201,168,76,.55);
  box-shadow:0 14px 30px rgba(31,56,100,.09)}
.card-q{font-family:'Montserrat',sans-serif;font-size:.86rem;font-weight:700;
  color:var(--gold);margin:0 0 18px;min-height:2.4em;display:flex;align-items:center}
.card-body{flex:1;display:flex;flex-direction:column;justify-content:center;
  align-items:center;gap:6px;padding:6px 0 20px}
.card-body h3{margin:0 0 6px}
.card p{font-size:.97rem;color:var(--text-soft);margin:0;max-width:34ch}
.card-link{font-family:'Montserrat',sans-serif;font-weight:700;font-size:.88rem;
  color:var(--navy);text-decoration:none;border-bottom:2px solid var(--gold);
  padding-bottom:2px;align-self:center;margin-top:auto}
.card-link:hover{color:var(--gold)}

/* Parcours : vraie séquence, donc numérotée */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:50px;
  border-top:1px solid rgba(255,255,255,.18)}
.step{padding:34px 30px 10px;border-right:1px solid rgba(255,255,255,.18);position:relative}
.step:last-child{border-right:none}
.step-n{position:absolute;top:-14px;left:30px;background:var(--gold);color:var(--navy);
  width:28px;height:28px;border-radius:50%;display:grid;place-items:center;
  font-family:'Montserrat',sans-serif;font-weight:800;font-size:.88rem}
.step h3{margin-bottom:6px}
.step-kind{font-family:'Montserrat',sans-serif;font-size:.78rem;font-weight:600;
  color:var(--gold-text);margin:0 0 14px}
.step p{font-size:.96rem;color:rgba(255,255,255,.8);margin-bottom:14px}
.step-out{font-size:.88rem;font-style:italic;color:rgba(240,217,138,.85)}

/* Différence */
.diff{display:grid;grid-template-columns:1fr 1fr;gap:34px 48px;margin-top:44px}
.diff-item{border-left:3px solid var(--gold);padding-left:22px}
.diff-item h3{font-size:1.04rem;margin-bottom:8px}
.diff-item p{font-size:.97rem;color:var(--text-soft);margin:0}

/* Avis */
.rating{display:flex;align-items:center;gap:16px;margin-bottom:8px}
.stars{color:var(--gold);font-size:1.5rem;letter-spacing:.12em}
.rating-txt{font-family:'Montserrat',sans-serif;font-weight:700;font-size:1.05rem;color:var(--navy)}
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:40px}
.quote{background:var(--gold-soft);border:1px solid rgba(201,168,76,.35);
  border-radius:var(--radius);padding:26px 24px}
.quote p{font-size:.97rem;color:var(--text);margin:0 0 14px;font-style:italic}
.quote span{font-family:'Montserrat',sans-serif;font-size:.8rem;font-weight:700;color:var(--navy)}

/* Outils */
.tools{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center}
.tool-list{list-style:none;padding:0;margin:26px 0 0}
.tool-list li{padding:14px 0;border-top:1px solid var(--navy-line);font-size:.99rem}
.tool-list li strong{font-family:'Montserrat',sans-serif;color:var(--navy);
  display:block;font-size:.95rem;margin-bottom:2px}
.tool-list li span{color:var(--text-soft);font-size:.94rem}
.tool-figure{background:var(--navy);border-radius:var(--radius);padding:40px 32px;color:#fff}
.tool-figure .big{font-family:'Montserrat',sans-serif;font-weight:800;font-size:3.3rem;
  color:var(--gold-text);line-height:1;margin-bottom:10px}
.tool-figure p{color:rgba(255,255,255,.82);font-size:.98rem;margin:0}

/* Partenaires */
.logos{display:flex;flex-wrap:wrap;gap:22px;justify-content:center;margin-top:34px}
.logo-slot{background:var(--white);border:1px solid var(--navy-line);border-radius:var(--radius-sm);
  padding:20px 26px;min-width:172px;text-align:center;
  font-family:'Montserrat',sans-serif;font-weight:700;font-size:.88rem;color:var(--navy)}

/* Bandeau pro */
.pro-band{display:grid;grid-template-columns:1.3fr .7fr;gap:38px;align-items:center}
.pro-band p{color:rgba(255,255,255,.85);margin-bottom:0}

/* CTA final */
.final{text-align:center}
.final h2{margin-bottom:18px}
.final p{margin:0 auto 30px}

/* ---------- Pied de page ---------- */
.foot{background:var(--navy-deep);color:rgba(255,255,255,.7);font-size:.88rem}
.foot-in{max-width:var(--wrap);margin:0 auto;padding:52px 28px 34px}
.foot-top{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:32px;
  padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.14)}
.foot h4{font-family:'Montserrat',sans-serif;font-size:.76rem;font-weight:700;
  letter-spacing:.1em;color:var(--gold-text);margin:0 0 14px;text-transform:uppercase}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{margin-bottom:9px}
.foot a{color:rgba(255,255,255,.72);text-decoration:none}
.foot a:hover{color:var(--gold-text)}
.foot-tag{margin:16px 0 0;font-size:.86rem;color:rgba(255,255,255,.6);max-width:30ch}
.foot-legal{padding-top:24px;font-size:.78rem;line-height:1.85;color:rgba(255,255,255,.55)}
.foot-legal .sep{color:rgba(201,168,76,.6);padding:0 8px}


/* ---------- Mouvement (sobre, désactivable) ---------- */
.reveal{opacity:0;transform:translateY(18px);
  transition:opacity .95s cubic-bezier(.22,.61,.36,1),transform .95s cubic-bezier(.22,.61,.36,1)}
.reveal.is-in{opacity:1;transform:none}
.reveal[data-d="1"]{transition-delay:.16s}
.reveal[data-d="2"]{transition-delay:.32s}
.reveal[data-d="3"]{transition-delay:.48s}

/* Entrée orchestrée du héros, au chargement */
@keyframes riseIn{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
@keyframes portraitIn{from{opacity:0;transform:translateY(24px) scale(.985)}to{opacity:1;transform:none}}
@keyframes arcIn{from{opacity:0;transform:scale(.9)}to{opacity:1;transform:none}}
.hero h1{animation:riseIn 1.05s .10s both cubic-bezier(.22,.61,.36,1)}
.hero-lede{animation:riseIn 1.05s .42s both cubic-bezier(.22,.61,.36,1)}
.hero-baseline{animation:riseIn 1.05s .68s both cubic-bezier(.22,.61,.36,1)}
.hero-actions{animation:riseIn 1.05s .94s both cubic-bezier(.22,.61,.36,1)}
.hero-note{animation:riseIn 1.05s 1.14s both cubic-bezier(.22,.61,.36,1)}
.hero-portrait{animation:portraitIn 1.5s .35s both cubic-bezier(.22,.61,.36,1)}
.hero-arc{animation:arcIn 1.9s .15s both cubic-bezier(.22,.61,.36,1);transform-origin:center}
.proof{animation:riseIn 1.05s 1.30s both cubic-bezier(.22,.61,.36,1)}

.logo-slot{transition:border-color .22s ease,transform .22s ease}
.logo-slot:hover{border-color:rgba(201,168,76,.6);transform:translateY(-3px)}
.tool-list li{transition:padding-left .2s ease}
.tool-list li:hover{padding-left:8px}

@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1!important;transform:none!important}
  .hero h1,.hero-lede,.hero-baseline,.hero-actions,.hero-note,.hero-portrait,.hero-arc,.proof{animation:none!important}
}

/* ---------- Accessibilité & responsive ---------- */
a:focus-visible,button:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:3px}
.skip{position:absolute;left:-9999px;background:var(--gold);color:var(--navy);padding:10px 16px;
  font-family:'Montserrat',sans-serif;font-weight:700;z-index:99}
.skip:focus{left:12px;top:12px}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}
  html{scroll-behavior:auto}}

@media (max-width:1120px){ .nav-cta{display:none} .nav-links{gap:18px} }
@media (max-width:960px){
  .nav-links{display:none}
  .nav-links.open{display:flex;position:absolute;top:100%;left:0;right:0;background:var(--navy);
    flex-direction:column;gap:0;padding:8px 28px 18px;border-bottom:1px solid rgba(201,168,76,.25)}
  .nav-links.open li{padding:10px 0;border-bottom:1px solid rgba(255,255,255,.1)}
  .burger{display:block}
  .hero-in{grid-template-columns:1fr;padding-top:52px;gap:0}
  .hero-text{padding-bottom:36px}
  .hero-lede,.hero-baseline{max-width:100%}
  .hero-note{white-space:normal;max-width:100%}
  .hero-actions .btn{flex:1 1 100%;text-align:center}
  .hero-visual{min-height:auto;order:2}
  .hero-portrait{max-width:290px}
  .cards,.quotes,.steps,.diff,.tools,.pro-band{grid-template-columns:1fr}
  .step{border-right:none;border-bottom:1px solid rgba(255,255,255,.18);padding-bottom:26px}
  .steps{border-top:none}
  .step-n{position:static;margin-bottom:14px}
  .foot-top{grid-template-columns:1fr 1fr}
  section{padding:62px 0}
}
@media (max-width:560px){
  body{font-size:16px}
  .foot-top{grid-template-columns:1fr}
  .proof-in{gap:12px 26px}
}


/* ---------- Bandeau des pages intérieures ---------- */
.phead{position:relative;overflow:hidden;
  background:radial-gradient(120% 150% at 76% 30%,#2A4A80 0%,var(--navy) 48%,var(--navy-deep) 100%)}
.phead-in{max-width:var(--wrap);margin:0 auto;padding:72px 28px 66px}
.phead.with-portrait .phead-in{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;
  align-items:end;padding-bottom:0}
.phead .kicker{font-family:'Montserrat',sans-serif;font-size:.82rem;font-weight:700;
  color:var(--gold);margin:0 0 14px}
.phead h1{color:#fff;font-size:clamp(1.85rem,3.6vw,2.85rem);font-weight:800;
  line-height:1.12;letter-spacing:-.022em;margin:0 0 20px;max-width:22ch}
.phead .phead-lede{font-size:1.06rem;color:rgba(255,255,255,.85);max-width:56ch;margin:0 0 28px}
.phead-txt{padding-bottom:66px}
.phead-visual{position:relative;display:flex;justify-content:center;align-items:flex-end;
  align-self:end;min-height:400px}
.phead-portrait{position:relative;z-index:1;width:100%;max-width:360px;display:block;
  filter:drop-shadow(0 22px 42px rgba(0,0,0,.32))}
.phead-arc{position:absolute;bottom:0;right:-4%;width:104%;max-width:470px;z-index:0}
.phead-arc circle{fill:none;stroke:rgba(201,168,76,.5);stroke-width:2.5}
.phead h1{animation:riseIn 1.05s .08s both cubic-bezier(.22,.61,.36,1)}
.phead .kicker{animation:riseIn 1.05s 0s both cubic-bezier(.22,.61,.36,1)}
.phead .phead-lede{animation:riseIn 1.05s .34s both cubic-bezier(.22,.61,.36,1)}
.phead .btn{animation:riseIn 1.05s .58s both cubic-bezier(.22,.61,.36,1)}
.phead-portrait{animation:portraitIn 1.5s .3s both cubic-bezier(.22,.61,.36,1)}
.phead-arc{animation:arcIn 1.9s .12s both cubic-bezier(.22,.61,.36,1);transform-origin:center}

/* ---------- Étapes numérotées (déroulement) ---------- */
.flow{margin-top:44px;border-left:2px solid rgba(31,56,100,.16);padding-left:0}
.flow-item{position:relative;padding:0 0 34px 40px}
.flow-item:last-child{padding-bottom:0}
.flow-num{position:absolute;left:-17px;top:0;width:32px;height:32px;border-radius:50%;
  background:var(--gold);color:var(--navy);display:grid;place-items:center;
  font-family:'Montserrat',sans-serif;font-weight:800;font-size:.9rem}
.flow-item h3{margin-bottom:4px}
.flow-tag{font-family:'Montserrat',sans-serif;font-size:.82rem;font-weight:600;
  color:var(--gold);margin:0 0 10px}
.flow-item p{font-size:.98rem;color:var(--text-soft);margin:0}

/* ---------- Encadré fort ---------- */
.panel{background:var(--gold-light);border:1px solid rgba(201,168,76,.5);
  border-radius:var(--radius);padding:34px 32px;margin-top:12px}
.panel h3{margin-top:0}
.panel p:last-child{margin-bottom:0}
.panel ul{margin:0 0 1em;padding-left:1.15em}
.panel li{margin-bottom:8px}
.panel-navy{background:var(--navy);border-color:var(--navy);color:rgba(255,255,255,.86)}
.panel-navy h3{color:#fff}

/* ---------- Deux colonnes ---------- */
.duo{display:grid;grid-template-columns:1fr 1fr;gap:34px 46px;margin-top:38px;align-items:start}
.duo-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:38px}

/* ---------- Tableaux ---------- */
.tbl{width:100%;border-collapse:collapse;margin-top:32px;font-size:.96rem}
.tbl th,.tbl td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--navy-line);
  vertical-align:top}
.tbl th{font-family:'Montserrat',sans-serif;font-size:.84rem;font-weight:700;color:var(--navy);
  background:var(--gold-soft)}
.tbl td strong{color:var(--navy)}
.tbl tr:last-child td{border-bottom:none}
.tbl-wrap{overflow-x:auto}

/* ---------- FAQ ---------- */
.faq{margin-top:38px;border-top:1px solid var(--navy-line)}
.faq details{border-bottom:1px solid var(--navy-line)}
.faq summary{cursor:pointer;list-style:none;padding:20px 44px 20px 0;position:relative;
  font-family:'Montserrat',sans-serif;font-weight:700;font-size:1.02rem;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:8px;top:50%;transform:translateY(-50%);
  font-size:1.5rem;font-weight:600;color:var(--gold);transition:transform .25s ease}
.faq details[open] summary::after{content:"−"}
.faq details p{margin:0 0 20px;color:var(--text-soft);font-size:.99rem;max-width:74ch}
.faq summary:hover{color:var(--gold)}

/* ---------- Liste à puces dorées ---------- */
.checks{list-style:none;padding:0;margin:22px 0 0}
.checks li{position:relative;padding:0 0 13px 26px;font-size:.99rem;color:var(--text-soft)}
.checks li::before{content:"";position:absolute;left:0;top:.6em;width:8px;height:8px;
  border-radius:50%;background:var(--gold)}
.checks li strong{color:var(--navy)}

/* ---------- Fil d'Ariane ---------- */
.crumb{font-size:.82rem;color:rgba(255,255,255,.6);margin:0 0 18px}
.crumb a{color:rgba(255,255,255,.75);text-decoration:none}
.crumb a:hover{color:var(--gold-text)}

/* ---------- Blocs de bas de page ---------- */
.endcta{text-align:center}
.endcta h2{margin-bottom:16px}
.endcta p{margin:0 auto 28px}

.shot{margin:34px 0 0;border-radius:var(--radius);overflow:hidden;
  border:1px solid var(--navy-line);box-shadow:0 16px 40px rgba(31,56,100,.13);background:#fff}
.shot img{display:block;width:100%;height:auto}
.shot-cap{font-size:.86rem;color:var(--text-soft);margin:12px 0 0;font-style:italic}
.brandmark{display:inline-block;border-radius:10px;overflow:hidden;margin:0 0 18px;
  box-shadow:0 6px 18px rgba(31,56,100,.13);max-width:250px}
.brandmark img{display:block;width:100%;height:auto}

/* ---------- Formulaire ---------- */
.form{margin-top:26px;max-width:520px}
.field{margin-bottom:18px}
.field label{display:block;font-family:'Montserrat',sans-serif;font-size:.86rem;font-weight:700;
  color:var(--navy);margin-bottom:6px}
.field label span{color:var(--gold)}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;font-size:1rem;
  font-family:'Nunito',sans-serif;color:var(--text);background:#fff;
  border:1px solid rgba(31,56,100,.28);border-radius:var(--radius-sm)}
.field textarea{resize:vertical;min-height:130px}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;
  border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.22)}
.consent{display:flex;gap:11px;align-items:flex-start;margin:22px 0 24px}
.consent input{margin-top:5px;width:18px;height:18px;flex:none;accent-color:var(--navy)}
.consent label{font-size:.94rem;color:var(--text-soft);font-family:'Nunito',sans-serif}
.consent label span{color:var(--gold)}
.form-note{font-size:.84rem;color:var(--text-soft);margin:18px 0 0;max-width:52ch}
.hp{position:absolute;left:-9999px}

/* Élément pleine largeur centré dans une grille à deux colonnes */
.span-2{grid-column:1/-1;max-width:760px;margin-left:auto;margin-right:auto;text-align:center}
.span-2.diff-item{border-left:none;border-top:3px solid var(--gold);padding:24px 20px 0}

/* ---------- Pages réglementaires ---------- */
.legal{max-width:820px;margin:0 auto;padding:0 28px}
.legal h2{font-size:1.42rem;margin-top:52px;padding-top:26px;border-top:1px solid var(--navy-line)}
.legal h2:first-of-type{margin-top:0;padding-top:0;border-top:none}
.legal h3{font-size:1.05rem;margin-top:30px}
.legal p,.legal li{font-size:.99rem}
.legal ul{padding-left:1.15em}
.legal li{margin-bottom:9px}
.legal .maj{font-size:.87rem;color:var(--text-soft);font-style:italic;margin-bottom:34px}
.idcard{background:var(--gold-soft);border:1px solid rgba(201,168,76,.45);
  border-radius:var(--radius);padding:26px 28px;margin:0 0 10px}
.idcard p{margin:0 0 6px}
.idcard p:last-child{margin-bottom:0}
.sitemap{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:38px}
.sitemap h3{margin-top:0;font-size:.82rem;letter-spacing:.09em;text-transform:uppercase;
  color:var(--gold);font-weight:700}
.sitemap ul{list-style:none;padding:0;margin:0}
.sitemap li{margin-bottom:11px}
.sitemap a{font-family:'Montserrat',sans-serif;font-weight:600;font-size:.95rem;
  text-decoration:none;border-bottom:1px solid transparent}
.sitemap a:hover{color:var(--gold);border-bottom-color:var(--gold)}
@media (max-width:760px){ .sitemap{grid-template-columns:1fr 1fr} }
@media (max-width:520px){ .sitemap{grid-template-columns:1fr} }

@media (max-width:960px){
  .phead.with-portrait .phead-in{grid-template-columns:1fr;padding-bottom:0}
  .phead-txt{padding-bottom:34px}
  .phead-visual{min-height:auto;order:2}
  .phead-portrait{max-width:270px}
  .duo,.duo-3{grid-template-columns:1fr}
}